I’ve always been interested in politics. Extremists are tearing the country apart. We must be able to talk to each other.

  • Thoughts on Silicon Valley Bank and Student Loans

    Another bank faces collapse and the Federal government is stepping in to protect depositors. Some are blaming deregulation of small and medium sized banks. Some are comparing bailing out the bank to bailing out students for their loans. There is certainly a lot of finger pointing. We must realize the difference between a depositor in… Continue reading

  • Politics: Focus on Issues – Not People

    My friend, Rick Raddatz, has established Pentanomics, a new way of thinking about politics. He divides issues into things we can prove and things we can’t prove. If we can prove an approach is correct, then we should do that. If we cannot prove an approach is correct, then we should negotiate a way forward… Continue reading

  • Do People Get Rich Because of Hard Work?

    There is an idea going around that people who do physical labor “actually do all the work” that creates wealth. The next step in the argument is people don’t get rich by working hard. I agree with the idea of three levels of work: 1) physical, 2) mental, 3) spiritual. The people swinging hammers are… Continue reading

  • A Few Thoughts on 2023 State of Union Speech

    President Biden’s State of the Union speech was well done. I expect every president to use the opportunity and the data to the best of their advantage. I thought President Biden did that. We can agree that many good paying jobs have been sent overseas. How many left because Americans didn’t want those “dirty” jobs… Continue reading

  • When Is Violence Appropriate?

    History is replete with incidents of people joining together to overthrow their oppressors. A mass of people can certainly violently overthrow the wealthy few. Unions also have histories of violent actions to accomplish their goals. Wars between nations have engulfed the world more than once. Acts on individuals because we disagree with their political views… Continue reading

  • What about your future?

    Changing the world begins with changing ourselves. Think about a world with no people. Then add one. That one person only has self-interest. There is nobody else to care about. The person’s actions are private. Now add one person. For the first time two people can work together. They can form a community. They can… Continue reading

About Me

I’m a retired chiropractor, real estate broker, married for 45 years with 4 children, 6 grandchildren. I completed the MBA and pre-med curriculums and worked for IBM for 3 years before going back to chiropractic college.

Now I spend my time taking care of grandkids, reading, thinking, teaching, and speaking. I enjoy helping others succeed.